Subprime dog loans?

So, another night of waking up too early, and not being able to get back to sleep. The reason? Let me spell it out for you:

B-A-R-K-I-N-G

And here's something that should cause all of us to lose sleep: Subprime loans for buying a dog.

People, if you can't afford the price of the dog, don't buy it. It's that simple. Don't let the pet industry propaganda manipulate you.

On the other hand, subprime dog loans could be a sign of Peak Fido. (Hat to my dog blogging colleague, Animal Uncontrol, for coining this phrase.)